The register
Every tracked technology, its claimed and verified readiness, and the gap between them. Free to read — how these scores are made.
First recorded –
showing 60 of 154 entries
| First recorded | Technology | Discipline | Claimed | Verified | 0 ─────────── 100 | Gap |
|---|---|---|---|---|---|---|
| 2026-10-06 | EmbeddingGemma 2 | RAG, Retrieval & Vector Search | 80 | 71 | +9 | |
| 2026-09-29 | Link Agent Incremental Authorization and Checkout Guidance | Agentic Commerce | 75 | 59 | +16 | |
| 2026-09-28 | Mastercard Advanced B2B Analytics | Digital Payments & Real-Time Rails | 75 | 57 | +18 | |
| 2026-09-17 | Bottomline Global Pay ConnectReview incomplete | Digital Payments & Real-Time Rails | 85 | 58 | +27 | |
| 2026-09-14 | Worldline Global Collect UCP Payment HandlerReview incomplete | Agentic Commerce | 85 | 85 | 0 | |
| 2026-09-09 | M11 Labs OpenMarket (Agentic Trust Platform)Review incomplete | Legal, Risk & Compliance Tech (RegTech) | 40 | 36 | +4 | |
| 2026-09-10 | Coinbase x Moov Stablecoin Rails for Community BanksReview incomplete | FinTech, Stablecoins & Digital Assets | 60 | 32 | +28 | |
| 2026-09-09 | U.S. Bank USBDCReview incomplete | FinTech, Stablecoins & Digital Assets | 35 | 22 | +13 | |
| 2023-02-23 | Base (Coinbase Layer-2 blockchain)Review incomplete | FinTech, Stablecoins & Digital Assets | 85 | 55 | +30 | |
| 2022-09-28 | Circle Cross-Chain Transfer Protocol (CCTP) | FinTech, Stablecoins & Digital Assets | 75 | 45 | +30 | |
| 2023-01-26 | Ondo Finance OUSG (Tokenized US Treasuries)Review incomplete | FinTech, Stablecoins & Digital Assets | 85 | 77 | +8 | |
| 2023-08-07 | PayPal USD (PYUSD) | FinTech, Stablecoins & Digital Assets | 75 | 55 | +20 | |
| 2023-04-11 | Visa+ | Digital Payments & Real-Time Rails | 35 | 35 | 0 | |
| 2023-03-23 | ChatGPT Plugins | Agentic Commerce | 0 | 0 | 0 | |
| 2026-08-05 | Mastercard Crypto Credential × Borderless.xyz Single-Audit Stablecoin Compliance PilotReview incomplete | Legal, Risk & Compliance Tech (RegTech) | 40 | 25 | +15 | |
| 2026-08-07 | OSL AgentPayReview incomplete | FinTech, Stablecoins & Digital Assets | 70 | 58 | +12 | |
| 2026-08-06 | REPAY VoiceReview incomplete | Voice & Speech AI | 75 | 63 | +12 | |
| 2026-02-26 | Sumvin Agentic CredentialReview incomplete | Agentic Commerce | 45 | 35 | +10 | |
| 2023-04-28 | Mastercard Crypto CredentialReview incomplete | Legal, Risk & Compliance Tech (RegTech) | 55 | 43 | +12 | |
| 2026-08-04 | Cloudflare Wallets + cloudflare.payReview incomplete | Digital Payments & Real-Time Rails | 25 | 23 | +2 | |
| 2026-07-23 | Keeta × LayerZero Tokenized Bank-Deposit Stablecoin NetworkReview incomplete | FinTech, Stablecoins & Digital Assets | 50 | 39 | +11 | |
| 2024-03-20 | BlackRock USD Institutional Digital Liquidity Fund (BUIDL)Review incomplete | FinTech, Stablecoins & Digital Assets | 75 | 55 | +20 | |
| 2024-04-08 | EU Instant Payments Regulation (Regulation (EU) 2024/886)Review incomplete | Digital Payments & Real-Time Rails | 75 | 60 | +15 | |
| 2024-06-30 | MiCA Stablecoin Provisions (Asset-Referenced & E-Money Tokens) | FinTech, Stablecoins & Digital Assets | 55 | 45 | +10 | |
| 2026-07-22 | Project Hangang Retail Deposit-Token Payment Rollout (Korea)Review incomplete | FinTech, Stablecoins & Digital Assets | 32 | 18 | +14 | |
| 2025-06-12 | Shopify + Coinbase USDC Checkout on BaseReview incomplete | FinTech, Stablecoins & Digital Assets | 72 | 50 | +22 | |
| 2026-07-22 | Zerohash × Marqeta Stablecoin Card IntegrationReview incomplete | FinTech, Stablecoins & Digital Assets | 35 | 27 | +8 | |
| 2026-07-13 | A-Comm Evidence ProtocolReview incomplete | Legal, Risk & Compliance Tech (RegTech) | 35 | 29 | +6 | |
| 2026-07-21 | ESW Agentic CommerceReview incomplete | Agentic Commerce | 40 | 30 | +10 | |
| 2025-10-25 | Natural (Agentic Payments)Review incomplete | Digital Payments & Real-Time Rails | 45 | 40 | +5 | |
| 2026-04-09 | Stable StablePayReview incomplete | Digital Payments & Real-Time Rails | 85 | 73 | +12 | |
| 2025-07-18 | GENIUS Act (US Federal Stablecoin Law)Review incomplete | FinTech, Stablecoins & Digital Assets | 60 | 48 | +12 | |
| 2026-07-09 | NPCI Unified Agent Protocol (UAP) for UPIReview incomplete | Agent Payment Protocols | 15 | 5 | +10 | |
| 2024-12-17 | Ripple RLUSD StablecoinReview incomplete | FinTech, Stablecoins & Digital Assets | 90 | 81 | +9 | |
| 2026-07-16 | Visa Stablecoin Platform (VSP)Review incomplete | FinTech, Stablecoins & Digital Assets | 55 | 35 | +20 | |
| 2023-07-20 | FedNow ServiceReview incomplete | Digital Payments & Real-Time Rails | 80 | 73 | +7 | |
| 2026-03-05 | Swift Retail Payments FrameworkReview incomplete | Digital Payments & Real-Time Rails | 60 | 49 | +11 | |
| 2026-07-01 | US Payments Forum – Agentic Commerce: A Primer for the Payments IndustryReview incomplete | Legal, Risk & Compliance Tech (RegTech) | 35 | 7 | +28 | |
| 2024-11-06 | JPMorgan Kinexys (Onyx rebrand)Review incomplete | FinTech, Stablecoins & Digital Assets | 85 | 70 | +15 | |
| 2025-09-16 | Agent Payments Protocol (AP2)Review incomplete | HR Tech & Future of Work | 70 | 56 | +14 | |
| 2025-09-29 | Agentic Commerce Protocol (ACP) | Agentic Commerce | 55 | 15 | +40 | |
| 2025-09-29 | Agentic Commerce Protocol (ACP) | HR Tech & Future of Work | 55 | 15 | +40 | |
| 2026-04-28 | Alipay+ Agentic Mobile ProtocolReview incomplete | Agent Payment Protocols | 55 | 51 | +4 | |
| 2020-02-06 | Blink Parametric API-First PlatformReview incomplete | Insurance & Parametric Risk Tech | 85 | 80 | +5 | |
| 2025-04-15 | Cohere Embed v4 (Multimodal)Review incomplete | RAG, Retrieval & Vector Search | 55 | 35 | +20 | |
| 2024-11-18 | ElevenLabs AgentsReview incomplete | Voice & Speech AI | 85 | 35 | +50 | |
| 2025-05-22 | Kyutai Pocket TTS / UnmuteReview incomplete | Voice & Speech AI | 75 | 59 | +16 | |
| 2026-06-24 | Legal Context Protocol (LCP)Review incomplete | Digital Payments & Real-Time Rails | 33 | 27 | +6 | |
| 2026-01-15 | NVIDIA PersonaPlex-7BReview incomplete | Voice & Speech AI | 70 | 55 | +15 | |
| 2026-02 | OpenAI GPT-Realtime-1.5Review incomplete | Voice & Speech AI | 85 | 62 | +23 | |
| 2019 | Raincoat Embedded Parametric Platform | Insurance & Parametric Risk Tech | 55 | 35 | +20 | |
| 2025-09-04 | Tempo | Agentic Commerce | 55 | 35 | +20 | |
| 2025-10-14 | Trusted Agent Protocol (TAP) | Agent Payment Protocols | 55 | 15 | +40 | |
| 2026-04-09 | Visa Intelligent Commerce ConnectReview incomplete | Agent Payment Protocols | 60 | 49 | +11 | |
| 2025-10-14 | Visa Trusted Agent Protocol (TAP)Review incomplete | FinTech, Stablecoins & Digital Assets | 70 | 59 | +11 | |
| 2025-10-14 | Visa Trusted Agent Protocol (TAP)Review incomplete | Legal, Risk & Compliance Tech (RegTech) | 70 | 59 | +11 | |
| 2025-05-06 | x402 | HR Tech & Future of Work | 55 | 35 | +20 | |
| 2025-05-06 | x402 | Agent Payment Protocols | 55 | 35 | +20 | |
| 2025-05-06 | x402Review incomplete | Agentic Commerce | 78 | 59 | +19 | |
| 2025-09-29 | Agentic Commerce Protocol (ACP) | Agent Payment Protocols | 55 | 15 | +40 |
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