Living definition
What is NPCI Unified Agent Protocol (UAP) for UPI?
Agent Payment Protocols Agentic Commerce & Payments
- As of
- 2026-07-23
- Revision
- 2026-07-26.1
- Method
- v1.3.0
Definition
The term, in context
AI-assisted draft · approved dataset
The NPCI Unified Agent Protocol (UAP) for UPI is an extension of India's Unified Payments Interface defining how autonomous agents authenticate, obtain a user's spending mandate, and initiate UPI transactions on that user's behalf.
Live readiness status
Status as of the current dateline
AI-assisted assembly · derived results
As of 2026-07-23, verified readiness is 5 (claimed 15, reported 11, gap 10) — Strong evidence strength; current signals suggest Track; not yet.
The readiness fact belongs to the canonical Readiness Verdict for NPCI Unified Agent Protocol (UAP) for UPI.
Dataset approval
Human editorial release
pragma.vision editorial — standing authorization (operator dev@soft.house, 2026-07-17)
- Dataset
- 2026-07-26.1
- Hash
- sha256:a5b861157968f418e08e6a08da71c7cfd4c6b23c3955d9d77ad5bcf67b9e2482
- Approved
- 2026-07-26