Living definition
What is GENIUS Act (US Federal Stablecoin Law)?
FinTech, Stablecoins & Digital Assets Agentic Commerce & Payments
- As of
- 2026-07-27
- Revision
- 2026-07-28.1
- Method
- v1.3.0
Definition
The term, in context
AI-assisted draft · approved dataset
The GENIUS Act is United States federal legislation that establishes a regulatory framework for payment stablecoins, requiring issuers to hold fully backed reserves in cash or short-term Treasury securities, undergo regular audits, and comply with licensing and consumer-protection rules at the federal or state level.
Live readiness status
Status as of the current dateline
AI-assisted assembly · derived results
As of 2026-07-27, verified readiness is 48 (claimed 60, reported 54, gap 12) — Strong evidence strength; current signals suggest Proceed with caution.
The readiness fact belongs to the canonical Readiness Verdict for GENIUS Act (US Federal Stablecoin Law).
Dataset approval
Human editorial release
pragma.vision editorial — standing authorization (operator dev@soft.house, 2026-07-17)
- Dataset
- 2026-07-28.1
- Hash
- sha256:02aa1ee2b9f805eacafe59552c1be4a62ac3e0edb8374314ff1adcfa3147c32f
- Approved
- 2026-07-28