Living definition
What is GENIUS Act (US Federal Stablecoin Law)?
FinTech, Stablecoins & Digital Assets Agentic Commerce & Payments
- As of
- 2026-09-22
- Revision
- 2026-10-06.1
- Method
- v1.3.0
Definition
The term, in context
AI-assisted draft · approved dataset
The GENIUS Act is United States federal legislation that establishes a regulatory framework for payment stablecoins, requiring issuers to hold fully backed reserves in cash or short-term Treasury securities, undergo regular audits, and comply with licensing and consumer-protection rules at the federal or state level.
Live readiness status
Status as of the current dateline
AI-assisted assembly · derived results
As of 2026-09-22, verified readiness is 48 (claimed 60, reported 54, gap 12) — Strong evidence strength; current signals suggest Proceed with caution.
The readiness fact belongs to the canonical Readiness Verdict for GENIUS Act (US Federal Stablecoin Law).
Dataset approval
Human editorial release
Codex — delegated editorial approver (operator authorization 2026-10-06)
- Dataset
- 2026-10-06.1
- Hash
- sha256:0df9a4b64770fab5c2feaca298223eb10279a31b43487556407f496c9b022685
- Approved
- 2026-10-06