Living definition
What is EU Instant Payments Regulation (Regulation (EU) 2024/886)?
Digital Payments & Real-Time RailsAgentic Commerce & Payments
- As of
- 2026-10-21
- Revision
- 2026-10-06.1
- Method
- v1.4.0
Definition
The term, in context
AI-assisted draft · approved dataset
The EU Instant Payments Regulation (Regulation (EU) 2024/886) requires euro-area payment service providers to offer ten-second credit transfers priced at parity with ordinary transfers, and to check the payee's name against the account identifier before a transfer is confirmed.
Live readiness status
Status as of the current dateline
AI-assisted assembly · derived results
As of 2026-10-21, verified readiness is 60 (claimed 75, reported 65, gap 15) — Strong evidence strength; current signals suggest Use instant euro payments in production where provider coverage and operational controls are confirmed.
The readiness fact belongs to the canonical Readiness Verdict for EU Instant Payments Regulation (Regulation (EU) 2024/886).
Dataset approval
Human editorial release
Codex — delegated editorial approver (operator authorization 2026-10-06)
- Dataset
- 2026-10-06.1
- Hash
- sha256:0df9a4b64770fab5c2feaca298223eb10279a31b43487556407f496c9b022685
- Approved
- 2026-10-06