Living definition
What is EU Instant Payments Regulation (Regulation (EU) 2024/886)?
Digital Payments & Real-Time Rails Agentic Commerce & Payments
- As of
- 2026-07-23
- Revision
- 2026-07-26.1
- Method
- v1.3.0
Definition
The term, in context
AI-assisted draft · approved dataset
The EU Instant Payments Regulation (Regulation (EU) 2024/886) requires euro-area payment service providers to offer ten-second credit transfers priced at parity with ordinary transfers, and to check the payee's name against the account identifier before a transfer is confirmed.
Live readiness status
Status as of the current dateline
AI-assisted assembly · derived results
As of 2026-07-23, verified readiness is 54 (claimed 68, reported 62, gap 14) — Critical evidence strength; current signals suggest Adopt with guardrails.
The readiness fact belongs to the canonical Readiness Verdict for EU Instant Payments Regulation (Regulation (EU) 2024/886).
Dataset approval
Human editorial release
pragma.vision editorial — standing authorization (operator dev@soft.house, 2026-07-17)
- Dataset
- 2026-07-26.1
- Hash
- sha256:a5b861157968f418e08e6a08da71c7cfd4c6b23c3955d9d77ad5bcf67b9e2482
- Approved
- 2026-07-26